READ-SUBSCRIPTION USE INFORMATION · Rough Notes Advantage-Plus—Copyright and Terms and Conditions Copyright, License Agreement and Conditions of Use COPYRIGHT NOTICE © 2020 The Rough Notes Company, Inc. All rights reserved. Printed in the United States of America. The Rough Notes Advantage-Plus (products) are proprietary of The Rough Notes Company, Inc., and is protected by United States copyright laws as well as international treaties. Read this license agreement before continuing to use Rough Notes Advantage-Plus. Continuing to use Rough Notes Advantage-Plus (products) indicates your acceptance of the terms of this license agreement. This agreement is a legal contract between you, the use of Advantage-Plus (products), and The Rough Notes Company, Inc., governing your use of Advantage-Plus (products). The Rough Notes Company, Inc., grants you the right of continued use Rough Notes Advantage-Plus (products) as a reference source. In consideration thereof, you:
(1) Agree not to decompile, disassemble, rearrange, reorder, deconstruct components, copy, display, extract, reproduce, redistribute, translate or otherwise use any of the information contained in these products herein in the creation of any directory, database, software, architectural structures, reference source, or transmit in any form by electronic, mechanical, recording, compilation, or other work without the express written permission of The Rough Notes Company, Inc. For permission, contact Sam Berman at (317) 582-1600.
(2) Acknowledge that a significant degree of originality was required and utilized in the creation of these products. If you do not wish to agree to the terms of this license agreement, you must stop using Rough Notes Advantage-Plus (products) immediately. If you have any questions concerning this license agreement and conditions of use, contact:
The Rough Notes Company, Inc. Attn: Copyright and Terms and Conditions 11690 Technology Drive, Carmel, IN 46032 The Rough Notes Company, Inc., is dedicated to the educational advancement of insurance professionals. It is our conviction that the insurance scholar should be provided with accurate industry knowledge. The information provided in Rough Notes Advantage-Plus (products) is designed to provide relevant and useful information regarding the subject matter covered and to provide one possible interpretation of the policy or coverage issue. The subscription is sold with the understanding that the publisher is not engaged in rendering legal or other professional services. Insurance history shows that court decisions and new policy versions may alter the original intent of policy form or coverage language. Although every reasonable effort has been made to verify the accuracy of items carried the Rough Notes Advantage-Plus (products) subscriber(s) are urged to check independently on matters of specific interest or concern. The Rough Notes Company, Inc., makes no warranties or guarantees regarding the accuracy of the information contained in Rough Notes Advantage-Plus (products). The following analyses contain references to the sources of the forms or programs being analyzed, such as (but not limited to) American Association of Insurance Services (AAIS), Insurance Services Office (ISO), and The Mutual Service Office (MSO®). The references appear only in conjunction with our independent analyses of these forms. Advantage-Plus (products) is not sponsored or endorsed by or otherwise affiliated with any of the publishers’ works that are analyzed. Any appearance of actual form language (i.e., excerpts) is intended only for analytical purpose and is a fair use of the language. Please contact the applicable form publishers directly for information on securing rights to use their forms. Conditions of Use: 1. Business Building Letters may be used by the subscriber(s) as formats for both internal and external written communication. 2. Producers Commercial Lines Risk Evaluation System and Producers Personal Lines Risk Evaluation System questionnaires and checklists may be copied in word processing documents and/or in an email and used by the subscriber (insurance professional) to develop checklists and surveys for use with their clients, customers and prospects. 3. PF&M (Policy Forms & Manual), Coverages
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