ISO TIME ELEMENT COVERAGE FORMS AVAILABLE ENDORSEMENTS AND THEIR USES

(December 2025)

INTRODUCTION

This article identifies endorsements available to modify the Insurance Services Office (ISO) Time Element Coverage Forms. It is organized by form number and title and provides a brief explanation of each form's purpose. This section does not include any state-specific information endorsements.

NOTE: Endorsements added and/or changed with and after the 10 12 edition are in bold type.

FORM NUMBERING

The ten-digit sequence used in ISO forms and endorsements has a very specific meaning.

The first two characters are alphabetical and specify the insurance line. For instance, "CP" stands for "Commercial Property."
The next two digits specify the insurance category. More details on the categories are provided in the section below.
The following two digits indicate the form or endorsement number within the insurance category.
The final four digits represent the form or endorsement's edition date in month and year, but they are not used in this analysis.

CATEGORIES

Endorsements are categorized based on their purpose as follows:

Category CP DS–Declarations and Schedules

Category CP 00–Coverage Forms
Category CP 10–Causes of Loss Endorsements
Category CP 15–Time Element Endorsements
Category CP 60–Leasehold Interest Factor Tables

CATEGORY CP DS–DECLARATIONS AND SCHEDULES

CP DS 00–Commercial Property Coverage Part Declarations Page

The declarations page summarizes essential details for this coverage part, Commercial Property. It includes the insured's name, a description of the premises, coverage limits, mortgage information (if applicable), deductibles, and a list of the relevant coverage forms.

CP DS 01–Commercial Property Coverage Part Supplemental Declarations

CP DS 00 permits the entry of only a single premise. If there are multiple premises, an advisory supplemental declaration must be provided detailing each premise, the applicable coverages, mortgage holders, and endorsements.

CP DS 02–Commercial Property Policy Renewal Endorsement

This endorsement renews the policy exactly as it is, aside from any noted changes. All forms and endorsements that differ from those on the expiring policy must be attached.

CP DS 04–Reported-Acquired-Incidental Locations Schedule

This schedule must always be included whenever CP 13 20–Additional Locations – Special Coinsurance Provisions is attached to the policy. Its primary purpose is to list additional locations acquired or reported after the policy starts, monitor property values for a value reporting policy, and specify insurance limits for each reported, acquired, or incidental location.

CP DS 05–Legal Liability Coverage Schedule

This schedule outlines the property description for which the insured is legally responsible. It may include the insured’s location, occupancy, the covered property, and insurance limits. Additionally, it is advisable to include this schedule with CP DS 00.

CP DS 06–Earthquake–Volcanic Eruption Coverage Schedule (Sub-Limit Form)

(02 19 edition)

This schedule details the premises or locations covered for earthquakes and volcanic eruptions. It includes sections to specify coverage as either blanket or separate limits for each location. Additionally, there are spaces to indicate the masonry veneer option, whether sprinkler leakage applies, and whether an increased annual aggregate limit option is desired.

CP DS 07–Leasehold Interest Coverage Schedule

When leasehold coverage is selected, this schedule provides the Tenants' Lease Interest, Bonus Payments, Improvements and Betterments, Prepaid Rent options, and the total coverage for the insured's leasehold interest.

CP DS 65–Flood Coverage Schedule

This schedule details the premises or locations covered by flood insurance, the deductible if no coinsurance applies, and other flood insurance. It also includes sections to indicate whether coverage is blanket or separate limits for each location.

Related Article: CP 10 65–Flood Coverage Endorsement

CATEGORY CP 00–COVERAGE FORMS

CP 00 30–Business Income (And Extra Expense) Coverage Form

This form details the coverage available to businesses for financial losses due to temporary shutdowns or slowdowns caused by direct physical damage or loss covered under the policy. There are two main types of coverage: Business Income and Extra Expense. The form summarizes the insured’s information, specific premises covered, policy limits, and the causes of loss.

Related Article: ISO Time Element Coverage Forms Analysis

CP 00 32–Business Income (Without Extra Expense) Coverage Form

This form is similar to the CP 00 30 except it does not provide Extra Expense Coverage. It details coverage available to businesses against financial losses resulting from temporary shutdowns or slowdowns caused by direct physical damage or loss covered by the policy. Similar to CP 00 30, the form summarizes the insured’s information, specific premises covered, policy limits, and the causes of loss.

Related Article: ISO Time Element Coverage Forms Analysis

CP 00 50–Extra Expense Coverage Form

This form provides details about the coverage available exclusively for Extra Expense Coverage, including the coverage limit, restoration period, and any applicable coinsurance percentage. It is attached to the commercial package policy.

Related Article: ISO Time Element Coverage Forms Analysis

CP 00 60–Leasehold Interest Coverage Form

This form details coverage for the lease information, the tenant’s lease interest, and the coverage limits.

Related Article: ISO Time Element Coverage Forms Analysis

CP 00 90–Commercial Property Conditions

This form outlines the conditions of the commercial property insurance policy. It details the responsibilities and obligations of both the insured and the insurance company. This form is a key part of the policy and covers topics such as misrepresentation, provisions related to other insurance, and property control, among others.

CATEGORY CP 01–AMENDATORY ENDORSEMENTS

CP 01 40–Exclusion of Loss Due to Virus or Bacteria

This endorsement is mandatory in several states and excludes loss or damage caused by viruses or other microorganisms. While most states use this version of the endorsement, some may have different form numbers but with the same title. Regardless of the version, the primary purpose remains essentially the same.

CATEGORY CP 04–ADDITIONAL COVERAGE ENDORSEMENTS

CP 04 02–Increased Cost of Loss and Related Expenses for Green Upgrades

(10 12 changes)

This endorsement allows the insured to plan for replacing existing non-green construction with green construction in the event of a loss. A specific percentage of the insurance limit must be listed on the endorsement schedule, along with the maximum payout available for these upgrades. Additionally, the coverage period for restoring business income can be extended to account for the extra time needed for these improvements.

The 10 12 edition's changes align with CP 00 10 updates, offering more scheduling flexibility on the endorsement and addressing deductible issues.

CP 04 08–Higher Limits

(10 12 edition)

This endorsement allows for increases in Coverage Extensions, Additional Coverage, and Theft Limitations as detailed in the coverage form. Any new limit entered will overwrite the existing limit in the coverage form rather than adding to it. This option is only available if the coverage form specifically allows the limit to be increased.

CP 04 10–Electrical Apparatus

This coverage form is required for policies covering public utility services, including electricity and power utilities. It modifies the exclusion in the causes of loss form by expanding the exception for resulting fire to include fire, explosions, and electrical incidents affecting covered property and electrical equipment. Additionally, this endorsement establishes a minimum deductible of $1,000.

CP 04 11–Protective Safeguards

(09 17 edition)

This endorsement applies exclusively to fire related losses and supersedes IL 04 15. It is typically added to the policy when the insurer offers premium credit for any of the listed protective safeguards. It outlines the scheduled services or protective safeguards at the insured's location and mandates the insured keep them operational, ensuring they remain in the "on" position.

The schedule indicates the premises and building numbers, along with the relevant symbols. These symbols denote the protective safeguards and are specifically detailed in the endorsement, such as automatic sprinkler systems, fire alarms, security services, and service contracts with private fire departments.

NOTE: This is a warranty. If a fire loss occurs and the described systems are not in proper working order at the time of the loss, the insurance company will not pay for the loss.

CP 04 14–Limited Coverage for Unmanned Aircraft (Scheduled and/or Blanket Coverage)

(12 16 edition)

Unmanned aircraft operating off premises are not covered as property unless this endorsement is attached. The aircraft must be listed with a specific insurance limit. Valuation can be on an Actual Cash Value (ACV) or Replacement Cost Value (RCV) basis.

Coverage may be blanketed. Business Income And Extra Expense Coverages can be added, but only with the CP 10 30–Causes of Loss-Special Form. A key restriction is that coverage does not apply when the aircraft is used to deliver goods to others.

CP 04 30–Electronic Commerce (E-Commerce)

This endorsement provides coverage for loss or damage to a business’s electronic data due to internet-related transactions. It broadens the definition of employee for the purposes of this endorsement to include temporary and leased workers.

Related Article: CP 04 30–Electronic Commerce (E-Commerce)

CP 04 31–Changes–Fungus, Wet Rot, Dry Rot, and Bacteria

This endorsement replaces the $15,000 limit for Additional Coverage–Limited Coverage for Fungus, Wet Rot, Dry Rot and Bacteria in any of the causes of loss forms with the limit on the endorsement schedule. The limit can apply per location if selected.

CATEGORY CP 10–CAUSES OF LOSS ENDORSEMENTS

CP 10 10–Causes of Loss–Basic Form

This form offers named-peril coverage for a specific set of risks. These include fire, lightning, explosion, windstorm or hail, smoke, aircraft or vehicle collisions, riot or civil commotion, vandalism, sprinkler leaks, sinkhole collapse, and volcanic action.

CP 10 20–Causes of Loss–Broad Form

This form includes all the perils listed in the Basic Form, plus additional perils: falling objects, snow, ice, sleet buildup, and water damage from accidental discharge or leakage of water or steam. Like the basic form, coverage only applies to the perils specifically listed; any other perils are not covered.

CP 10 30–Causes of Loss–Special Form

(09 17 edition)

This policy provides coverage for direct physical loss or damage to property unless a specific cause is explicitly excluded or limited in the policy. Common exclusions include wear and tear, inherent vice, mechanical breakdown, and certain types of water damage, among others.

CP 10 28–Earthquake and Volcanic Eruption Coverage with Flat-Dollar Deductible (02 19 edition)

This form provides coverage for physical damage and business income loss to covered property resulting from earthquakes and volcanic eruptions. When these events are included in coverage and a claim is made, this policy applies a flat-dollar deductible rather than the more typical percentage deductible.

Related Article: Earthquake and Volcanic Eruption Coverage

CP 10 29–Earthquake and Volcanic Eruption Coverage (Sub-Limit Form with Flat-Dollar Deductible)

(02 19 edition)

This form is similar to the CP 10 28, adding perils for Earthquake and Volcanic Eruption coverage, and still using the fixed flat-dollar deductible. However, these coverages are provided as a sub-limit.

Related Article: Earthquake and Volcanic Eruption Coverage

CP 10 32–Water Exclusion Endorsement (Withdrawn 2012)

This endorsement is withdrawn because its language was incorporated into the 10 12 Causes of Loss Forms.

CP 10 33–Theft Exclusion

(10 12 edition) (Use with CP 10 30)

This endorsement restricts coverage but allows the named insured to access the Causes of Loss–Special Form benefits without incurring theft coverage costs. It can be used as an underwriting tool, a cost-saving measure, or to prevent coverage overlap, since an inland marine form also provides theft protection.

All theft losses are excluded except those related to looting during a riot. The coverage also includes losses or damages caused by burglars attempting to break in or out. The 2012 edition introduces a schedule to this endorsement.

CP 10 34–Exclusion of Loss Due to By-Products of Production or Processing Operations (Rental Properties)

(10 12 edition)

A tenant’s operations might regularly produce vapor, gas, smoke, or other substances. This endorsement excludes property damage caused by the tenant’s business operations. It should be attached to both the tenant’s and the landlord’s policies to prevent either party from being liable for foreseeable damages.

Examples include the presence of grease residue over time and other legal or illegal substances.

CP 10 35–Watercraft Exclusion

(Use with CP 10 30)

This endorsement excludes loss or damage to retaining walls, bulkheads, pilings, piers, wharves, and docks if they are hit by a watercraft. Coverage is only required if such waterfront property is included in the policy. Refer to CP 14 10–Additional Property.

CP 10 36–Limitations on Coverage for Roof Surfacing

(10 12 edition)

This endorsement restricts coverage and introduces two potential limitations. It first alters the roof valuation from replacement cost to actual cash value. It also excludes wind or hail damage to the roof if it is merely superficial or cosmetic. The premises must be listed along with the selected limitation(s).

CP 10 37–Radioactive Contamination

This endorsement broadens the property and/or income coverage listed in the schedule to cover losses related to radiation. The loss must stem from another covered cause of loss for coverage to apply. However, broad coverage contamination does not require a separate covered cause of loss.

CP 10 38–Discharge from Sewer, Drain or Sump (Not Flood-related)

(10 12 edition)

This endorsement provides coverage for physical damage and business income loss caused by sewer, drain, sump water, or waterborne discharges, but excludes flood-related discharges. A limit must be provided on the endorsement schedule, which may or may not be subject to an annual aggregate limit depending on the entries made.

CP 10 39–Sprinkler Leakage–Earthquake Extension (Withdrawn 2001)

This endorsement was withdrawn in 2001. CP 10 40–Earthquake and Volcanic Eruption Endorsement now provides this coverage.

CP 10 40–Earthquake and Volcanic Eruption Coverage With Percentage Deductible

(02 19 edition)

This endorsement covers direct damage and business income loss caused by earthquakes and volcanic eruptions. When attached to the policy, the Earth Movement Exclusion is waived, except for damage from tidal waves or tsunamis, which remains excluded.

A separate deductible may apply for earthquake and volcanic eruption, as detailed in the endorsement. If only Earthquake – Sprinkler Leakage coverage is selected, the deductible is the same as the fire deductible specified in the policy.

Related Article: Earthquake and Volcanic Eruption Coverage

CP 10 41–Earthquake Inception Extension

(02 19 edition)

This endorsement does not cover losses from any Earthquake or Volcanic Eruption that happened before the insurance start date. However, it will cover losses from Earthquake or Volcanic Eruption occurring on or after the start date, as long as the series of shocks or eruptions began within 72 hours before the start date.

Related Article: Earthquake and Volcanic Eruption Coverage

CP 10 44–Theft of Building Materials and Supplies (Other than Builders Risk)

(10 12 edition) (Use with CP 10 30)

Building materials meant to be incorporated into the insured’s building are covered against theft when this endorsement is applied. However, coverage is limited by the amount specified in the endorsement schedule and is subject to the deductible. This endorsement is necessary because theft coverage under CP 10 30 does not include this property.

CP 10 45–Earthquake and Volcanic Eruption Coverage (Sub-limit Form with Percentage Deductible)

(02 19 edition)

Unlike the CP 10 40 endorsement, this endorsement provides a sub-limit for direct damage and business income loss resulting from Earthquake and Volcanic Eruption, which is lower than the main policy limits. This form also uses a percentage deductible instead of a flat deductible.

Related Article: Earthquake and Volcanic Eruption Coverage

CP 10 46–Equipment Breakdown Cause of Loss

(10 12 edition) (Use with CP 10 30)

This form adds equipment breakdown as a covered peril when using the Special Form – CP 10 30. This will provide coverage for sudden and accidental breakdown of equipment, such as boilers, machinery, and electrical systems.

Related Article: CP 10 46–Equipment Breakdown Cause of Loss

CP 10 47–Suspension or Reinstatement of Coverage for Loss Caused by Breakdown of Certain Equipment

(10 12 edition)

This form allows the insurance carrier to suspend or reinstate equipment breakdown coverage immediately, in accordance with the conditions outlined in CP 10 46.

Related Article: CP 10 46–Equipment Breakdown Cause of Loss

CP 10 51–Grain Properties–Explosion Limitation

(Use with CP 10 10, CP 10 20, and CP 00 99)

This restrictive endorsement is required when insuring grain properties. It excludes coverage for explosions caused by temperature changes under the cause of loss by explosion.

CP 10 52–Broken or Cracked Glass Exclusion Form

This endorsement does not cover loss caused by existing breaks or cracks described on the endorsement schedule.

CP 10 54–Windstorm or Hail Exclusion

This endorsement excludes windstorm and hail as covered causes of loss at the locations shown on the endorsement schedule.

CP 10 55–Vandalism Exclusion

This endorsement excludes vandalism from the locations shown on the endorsement schedule.

CP 10 56–Sprinkler Leakage Exclusion

This endorsement excludes sprinkler leakage from the locations shown on the endorsement schedule.

CP 10 60–Molten Material

(Use with CP 10 10, CP 10 20, and CP 00 99)

This endorsement provides coverage for loss caused by molten material accidentally discharged from equipment.

CP 10 65–Flood Coverage Endorsement

This endorsement provides coverage for flood damage, including protection against temporary flooding caused by overflowing water, unusual runoff, mudflows, and similar events. It also covers foundations and certain flood-related sewer backups. However, there are some limitations, such as exclusions for specific property types and roofing materials. The standard water exclusion still applies to specific water damages.

Related Article: CP 10 65–Flood Coverage Endorsement

CP 10 70–Pier and Wharf Additional Covered Causes of Loss

(Use with CP 10 10, CP 10 20, and CP 00 99)

This endorsement is specifically for damage to piers and wharves and should only be used when these structures are listed as covered property under CP 14 10–Additional Covered Property. It covers damage caused by floating ice and collisions with vessels or floating objects.

CATEGORY CP 12–GENERAL ENDORSEMENTS

CP 12 01–Commercial Property Coverage Part Policy Changes

This general purpose endorsement is used to list and summarize changes in endorsements and premiums for a commercial property coverage form or policy.

CP 12 05–Commercial Property Coverage Part Supplemental Declarations (Withdrawn 2000)

These supplemental declarations were withdrawn with the 10 00 edition and replaced by CP DS 01.

CP 12 11–Burglary and Robbery Protective Safeguards

(09 17 change)

This endorsement covers only theft losses. It excludes coverage for theft if the scheduled burglary and robbery safeguards are not operational at the time of loss. 'In working order' means the system is turned on and active during non-work hours and when the premises is unoccupied.

NOTE: This warranty voids theft coverage if the described systems are not in working order at the time of loss.

CP 12 40–Commercial Property Coverage Part Renewal Endorsement (Withdrawn 2000)

This endorsement was withdrawn with the 10 00 edition and replaced by CP DS 02.

CP 12 60–Loss Adjustment Endorsement–Commercial Property Coverage (Withdrawn 1996)

This schedule was withdrawn and replaced by CP 12 70.

CP 12 70–Joint or Disputed Loss Agreement

This endorsement is necessary when property insured under a commercial property coverage form is also covered by boiler and machinery or equipment breakdown insurance from different carriers. It clarifies how losses under both policies will be settled, ensuring prompt compensation to the insured and encouraging insurers to resolve coverage disputes promptly.

CATEGORY CP 15–TIME ELEMENT ENDORSEMENTS

CP 15 01–Business Income from Dependent Properties Limited International Coverage

(10 12 edition)

This coverage provides business income protection for the insured if their suppliers, customers, or other dependent properties suffer a loss that interrupts the supply chain, especially involving foreign suppliers or providers. It is intended to cover the income loss the insured experiences because of these dependent properties, even if they are outside the usual coverage territory. Electronic data losses are not included under this form.

CP 15 02–Extra Expense from Dependent Properties Limited International Coverage

(10 12 edition)

This endorsement offers limited additional coverage for international dependent properties, specifically for extra expense loss resulting from a business suspension at a scheduled foreign location caused by a covered peril. It applies only to dependent properties located outside the U.S.

CP 15 03–Business Income–Landlord as Additional Insured (Rental Value)

This endorsement fulfills a tenant's contractual duty to cover the landlord's rental income. The endorsement schedule must include the limit, the business income coverage form number, the coinsurance, and the causes of loss form that apply. The tenant is not obligated to have any other business income coverage.

CP 15 04–Discretionary Payroll Expense

This endorsement includes payroll expenses for the listed job classifications or employees, without requiring the expenses to be necessary to resume operations. An option is available to limit coverage to a maximum number of days.

CP 15 05–Food Contamination (Business Interruption and Extra Expense)

(10 12 edition)

This endorsement covers expenses for cleanup after closure by the Board of Health or another government authority due to suspected food contamination. It includes costs for advertising to restore the business’s reputation, loss of income, replacement of contaminated food, and employee medical tests or vaccinations related to the closure. Business Income Coverage has a 24-hour waiting period.

CP 15 06–Off-Premises Interruption of Business – Vehicles and Mobile Equipment

Businesses that depend on mobile equipment or vehicles for their operations can purchase this endorsement to cover extra expenses and business income loss if the scheduled equipment or vehicles are damaged by a covered cause of loss.

CP 15 07–Expanded Limits on Loss Payment

This endorsement adjusts the extra expense period of restoration. The number of periods and the percentages for each can be customized to fit a specific operation's needs.

CP 15 08–Business Income from Dependent Properties–Broad Form

(10 12 edition)

This coverage extends business income and extra expense protection to include losses from damage to a dependent property. If a key supplier or customer is affected, the insured can use its full business income limit to cover lost income and extra expenses during the period of restoration, without separate sub-limits for dependent property losses.

CP 15 09–Business Income from Dependent Properties–Limited Form

(10 12 edition)

This coverage protects a business against loss of income or extra expenses incurred when a key dependent property experiences covered physical damage. The Limited Form differs from the Broad Form (CP 15 08) in that it requires the insured to select a specific coverage limit for each dependent location listed in the policy schedule.

CP 15 10–Payroll Limitation or Exclusion

(10 12 edition)

This endorsement enables the insured to fully exclude payroll costs for specific employee groups. These costs can be entirely excluded or limited to certain days. The 10 12 edition removes the term “ordinary payroll" and offers more flexibility with new scheduling options. This allows the insured to maintain a lower limit in exchange for a premium surcharge.

CP 15 11–Power, Heat and Refrigeration Deduction

This endorsement excludes the costs of power, heat, or refrigeration used in production operations from continuing business expenses. If utility payments do not continue after a loss, the insured may include this endorsement and subtract these costs from the business income limit of insurance. This allows the insured to maintain a lower insurance limit in exchange for a premium surcharge, often resulting in a lower net premium.

CP 15 13–Seasonal Leases–Monthly Limits on Loss Payment

This endorsement recognizes that many rental properties are seasonal. Coverage only applies during the specified months and within the listed limits, and only if the insured either occupies the property or rents it to others under a written agreement.

CP 15 15–Business Income Report/Work Sheet

(10 12 edition)

This worksheet helps determine the business income insurance limit by evaluating potential financial losses from covered perils, ensuring adequate coverage to prevent coinsurance penalties.

Related Article: CP 15 15–Business Income Report/Worksheet

CP 15 20–Business Income Premium Adjustment

This endorsement does not alter coverage but shifts the business income coverage to an annual reporting format, where the initial premium is an estimate. The policy period's end date is then adjusted according to the actual business income reported.

CP 15 24–Mining Properties–Business Income

This endorsement has three options for coverage: No Underground Coverage, Limited Underground Coverage, and Broad Underground Coverage.

Related Article: CP 15 24–Mining Properties–Business Income

CP 15 25–Business Income Changes–Educational Institutions

This endorsement modifies a standard business income policy for educational institutions by addressing their unique revenue cycles.

CP 15 29–Electronic Media and Records (Withdrawn 2002)

This endorsement was withdrawn with the 04 02 edition.

CP 15 31–Ordinance or Law–Increased Period of Restoration

(09 17 edition)

This endorsement extends the restoration period to include the additional time needed to rebuild or repair damaged property to comply with building codes or laws at the time of the loss. This coverage is important since standard commercial property policies typically do not cover the additional time required to comply with new building codes.

CP 15 32–Civil Authority Changes

This endorsement allows the insured to modify the limitations on civil authority coverage, extending the restoration period beyond the standard 4 weeks and/or expanding the coverage radius beyond 1 mile from the damaged property.

Related Article: CP 15 32–Civil Authority Change(s)

CP 15 34–Extra Expense from Dependent Properties

(10 12 edition)

This section covers additional costs a business faces due to a covered loss at a dependent property. Specifically, it addresses loss expenses resulting from the closure of a critical property, such as a key supplier or a major customer on which the business depends. The insured can select the coverage limit for the extra expenses.

CP 15 45–Utility Services–Time Element

(09 17 edition)

This endorsement provides coverage for business income loss and extra expenses due to interruptions in utility services, including power, communication, or water. This applies when the interruptions are caused by direct physical damage to utility properties, such as a power substation or water main, that are not included in the policy.

Related Article: CP 15 45–Utility Services–Time Element

CP 15 50–Radio or Television Antennas–Business Income or Extra Expense

(10 12 edition)

Business income coverage forms do not include loss of income caused by damage to radio or television antennas. This endorsement removes the exclusion. The 10 12 edition had minor editorial changes that do not impact coverage.

CP 15 55–Business Income Changes–Time Period (Withdrawn 2007)

This endorsement was withdrawn in the 06 07 edition.

CP 15 56–Business Income Changes–Beginning of the Period of Restoration

This endorsement modifies a commercial property policy by changing the waiting period for business income coverage, allowing the insured to either reduce it from the standard 72 hours to 24 hours or eliminate it entirely.

CP 15 57–Business Income and/or Extra Expense Coverage for Year 2000 Computer-Related and Other Electronic Problems

This endorsement can only be included when IL 09 35–Exclusion of Certain Computer-Related Losses is attached. It reduces the exclusion by permitting an annual aggregate limit of $25,000 for computer-related losses.

CATEGORY CP 60–LEASEHOLD INTEREST FACTOR TABLES

Each of these endorsements offers additional details to accompany the CP 00 60–Leasehold Interest Coverage Form. They include a schedule of factors at the specified percentage for use with the coverage form.

CP 60 05–Leasehold Interest Factors For 5.0%

CP 60 06–Leasehold Interest Factors For 6.0%

CP 60 07–Leasehold Interest Factors For 7.0%

CP 60 08–Leasehold Interest Factors For 8.0%

CP 60 09–Leasehold Interest Factors For 9.0%

CP 60 10–Leasehold Interest Factors For 10.0%

CP 60 11–Leasehold Interest Factors For 11.0%

CP 60 12–Leasehold Interest Factors For 12.0%

CP 60 13–Leasehold Interest Factors For 13.0%

CP 60 14–Leasehold Interest Factors For 14.0%

CP 60 15–Leasehold Interest Factors For 15.0%